Estimated take-home pay
£ 0 / month £ 0 net per year
United Kingdom salary calculator
Calculate your UK net salary for 2026/27
Estimate monthly take-home pay from gross salary, pension contributions, overtime, student loan repayment, and UK tax settings.
2026/27 tax data
Based on GOV.UK tax rules
2026/27 UK tax breakdown
Taxes included in this UK calculator
The estimate covers UK income tax, National Insurance, pension contributions, student loan repayment, taxable benefits, child benefit charge, and Scottish tax bands where selected.
Income tax
Apply UK or Scottish income tax bands after personal allowance, blind allowance, pension, taxable benefits, and selected settings.
National Insurance
Estimate employee National Insurance unless the user chooses to exclude it for eligible cases.
Loans, pension, and benefits
Include workplace pension, student loan repayment, overtime, taxable benefits, and child benefit settings.
What this calculator includes
Gross-to-net salary for the United Kingdom, currency conversion to GBP, overtime, bonus, taxable benefits, workplace pension, student loan, child benefit charge, income tax, and National Insurance estimates.
Important disclaimer
This is an estimate for salary comparison and job offer planning. Use official sources or a tax advisor for final payroll decisions.
How UK net salary is calculated
Start with gross income, convert it to an annual salary basis, add overtime and taxable benefits, subtract pension where relevant, then apply UK or Scottish tax bands, National Insurance, and loan or benefit adjustments.
Gross to annual salary
Convert yearly, monthly, weekly, daily, or hourly gross income into an annual basis.
Apply UK tax settings
Use Scotland residency, National Insurance, blind allowance, pension, student loan, and child benefit selections for the estimate.
Review take-home pay
Compare monthly and yearly net income with the contribution breakdown.
Looking at the United Kingdom?
Browse UK jobs after checking your salary
Use the estimate to compare offers, then explore United Kingdom vacancies on Vacansier with the country filter already selected.
UK salary calculator FAQ
Short answers to common questions about UK gross-to-net salary, National Insurance, pensions, student loans, and Scottish tax settings.
Is this UK net salary calculator official?
No. It is an estimate for salary comparison and job offer planning. For final payroll decisions, use official GOV.UK services or speak with a qualified tax advisor.
Which tax year is supported?
The calculator currently uses 2026/27 assumptions for UK income tax, Scottish tax bands, employee National Insurance, student loan repayment, and child benefit charge rules.
Can I enter salary in another currency?
Yes. Non-GBP salaries are converted to GBP in the browser before the UK tax estimate is calculated. If exchange rates are unavailable, GBP input still works.
Does it include National Insurance?
Yes. Employee National Insurance is included by default and can be excluded for cases where the user is exempt.
Which official sources are used?
Rates are based on GOV.UK pages for income tax, employer rates and National Insurance thresholds, student loan repayment, High Income Child Benefit Charge, and Child Benefit weekly rates.
Sources: income tax, employer rates and NI thresholds, student loan repayment, child benefit charge, and child benefit rates.